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Abstract

Daniel T. Winkler is an Associate Professor of Finance in the Department of Finance, Joseph M. Bryan School of Business and Economics at the University of North Carolina at Greensboro. George B. Flanigan is Professor of Insurance in the Department of Finance, Insurance, and Law, Katie Insurance School at Illinois State University, Joseph E. Johnson is Professor of Finance in the Department of Finance, Joseph M. Bryan School of Business Economics at the University of North Carolina at Greensboro.

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